Question 1

How do I create a pay stub online?

Accepted Answer

Open the JustPayStubs pay stub generator, enter employer and employee details, hours or salary, and deductions. Review 2026 federal/FICA estimates and supply actual state/local withholding. Preview free, download a SAMPLE PDF labeled for personal records at no charge, or unlock a clean unlabeled PDF after checkout.

Question 2

Is the pay stub generator free?

Accepted Answer

Live preview and a permanently labeled SAMPLE / FOR PERSONAL RECORDS PDF are free. A clean unlabeled PDF is $12.99 for one stub, or $9 each for two or more in one order. Unlimited payroll documents with Payroll Unlimited or Business Pro.

Question 3

Are tax calculations automatic?

Accepted Answer

2026 federal and FICA estimates use modern W-4 elections, pay frequency, and actual prior taxable wages. State/local withholding must be supplied from actual records. Use actual earnings and deductions for existing payroll documents.

Question 4

Check stub, pay stub, paycheck stub — is there a difference?

Accepted Answer

No. They are the same document under different names, along with earnings statement, wage statement, and payslip. Which term someone uses is regional habit and employer convention, not a difference in content or legal standing.

Question 5

Which pay stub template should I choose?

Accepted Answer

Any of the five templates produces a complete, correctly calculated stub — the difference is presentation. Corporate Navy and Payroll Processor are the usual layouts for an employer file.

Create your pay stub

What this pay stub is for

Employee pay records

Small-business payroll records

Self-employed documentation